Furry Friend Financing!

Get pre-approved and shop for a puppy with confidence!

Program Benefits

  • Spending power up to $15,000*
  • No application fees
  • Flexible payment frequencies based on your paydays
  • Affordable payments

*Availability subject to credit approval and state regulations.

How it Works

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Complete the application to be matched with a lender from the Terrace Finance multilender platform. Know your spending power before you shop!

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Shop & Reserve

If you don’t have a breeder chosen already, our puppy concierge service will match you with a breeder, pet travel, and supplies if needed.

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Finalize & Love

When your pup is ready, Terrace will finalize the transaction between the breeder and lender. Pay the lender over time, love your pet now!

Minimum Requirements

Photo ID showing you are 18 or older

Steady monthly net income of $1300 or more per month

12 months as a W-9 contractor or owner with at least 6 months on your current job.

Active and stable checking account

Terrace Pets is a division of Terrace Finance Corp. Terrace Pets and Terrace Finance Corp are not lenders. Our mission is to help our merchants and their customers find the financing they need through access to a multi-lender network.

Need Help?

Contact Terrace Finance


Mon-Sat 9AM-11PM (EST)
Sunday 10AM-8PM (EST)
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