What is Terrace Finance?
Terrace Pets is powered by Terrace Finance
The Terrace Finance platform provides the technology behind the payment solutions we offer the pet industry. Whether you are shopping through one of the breeders or pet stores in the Terrace Pets network, or applying through one of our puppy match providers, the programs we put together are designed to serve customers with a wide range of credit situations.
Meet the Terrace Finance Brands
Terrace Finance is one big family with specialized brands to serve our specialty markets.
The Terrace Finance flagship brand covers an extensive product range including jewelry, furniture, mattresses, electronics, tires, and more. White glove commercial service for the fitness and club as well as the marine industry including working capital and equipment financing.
Mower Finance is the division dedicated to landscaping equipment and power sports financing and leasing. Shop the Mower Finance nationwide dealer network for the most comprehensive consumer and commercial options for every type and brand of equipment.
We’re animal lovers who are dedicated to helping people pay over time for their beloved pet and all the things that go along with pet ownership. The Terrace Pets network of responsible breeders takes the guesswork out of the process.
Purchases through pawn shops can be taken home today without a credit card or a layaway plan! Lease-to-own programs that spread payments out over time make it easy. Look for our specialty brand FlexApproved where you shop for jewelry, furniture, general merchandise, and pawn items.
Shop Online Marketplaces
Terrace Finance is proud to be a payment method for the popular pay over time marketplaces RTB Shopper and Finance My Cart. Shop brand-name products from Apple, Dell, HP, Samsung, Sony, LG, Kitchenaid, DJI, Logitech, Razer and more. Lease-to-own electronics including the latest tech, invest in new appliances, or splurge on a quality drone or eBike. Afford the things you need by spreading payments out over time with a consumer financing or leasing program.